And there is, to date, only the flimsiest(脆弱的)of publicly-funded health care and pension systems, which increases incentives for individuals to save while they are working.
				出自-2012年12月阅读原文
				In a report entitled "Averting the Old Age Crisis", it argued that pension arrangements in most countries were unsustainable.
				出自-2010年12月阅读原文
				Governments in rich countries now accept that their pension and health-care promises will soon become unaffordable, and many of them have embarked on reforms, but so far only timidly
				出自-2010年12月阅读原文